NILs 4 Vehicles

What we offer

We facilitate your application for a No Interest Loans for vehicles. NILs for vehicles is a safe and fair option for people and families on low incomes to purchase a vehicle for essential use.

No Interest Loans (NILs) are available for $2,000 – $5,000 for the purchase of an essential vehicle including:

  • Cars
  • Scooters
  • Mobility Scooters
  • Motorcycles
  • Boats

Pay back only what you borrow.

No Fees. No Interest. Ever.  

Am I eligible?

You are eligible for a No Interest Loan if you:

  • Have a Heath Care Card / Pension Card


  • Earn less than $70,000 gross annual income as a single


  • $100,000 gross annual income as a couple or people with dependants
  • You can show that you have the capacity to repay the loan

For urgent support

If you require urgent assistance, please contact one of the following free services:

  • National Debt Helpline on 1800 007 007 (9.30am to 4.30pm, Monday to Friday).
  • Mental Health Triage Service on 13 14 65 (24 hours, 7 days a week).
  • Homeless Connect SA on 1800 003 308 (24 hours, 7 days a week).